Preheat oven to 350. Grease a loaf pan.
Peel bananas, break them up and toss them into a bowl. Mash with a potato masher (I leave some banana pieces so you get occasional nice bites of banana in the bread; don't mash until the bananas are completely liquefied).
To the bananas, add the rest of the wet ingredients and stir with a wooden or plastic spoon. Add dry ingredients and stir until combined. Do not over mix. Fold in chocolate chips.
Pour into prepared loaf pan and bake for 55-60 minutes or until center springs back when lightly touched.